How Fast Can You Be Debt-Free? Get Your AI Debt Payoff Plan
Assess your debt‑free readiness, receive a custom AI payoff plan with debt ranking, timeline, and 30‑day action steps—ideal for financial coaches, educators, and anyone looking to eliminate debt.
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About this template
How Fast Can You Be Debt-Free? Get Your AI Debt Payoff Plan is a free quiz template with 12 questions. Take the live preview above, then copy it into your own RooQuiz account — the questions, results and follow-up are all yours to edit before you publish.
What's inside: 12 questions
Every question below comes with the template, in this order. After you copy it, you can reword, reorder or remove any of them.
- List each debt with its balance, interest rate and minimum payment (e.g. "Card A $4,200, 24%, $120/month").
- Roughly how much non-mortgage debt do you have in total?Under $5,000 · $5,000 - $14,999 · $15,000 - $29,999 · $30,000 - $59,999 · $60,000 - $99,999 · $100,000+
- Are you behind on any payments right now?No, all current · Yes, less than 30 days late · Yes, 30+ days late on something · Some accounts are in collections
- Are you still adding new charges to cards you can't pay off in full?No, I've stopped · Sometimes · Yes, regularly
- How stable is your income?Very stable · Mostly stable · Varies month to month · Recently dropped or uncertain
- How much could you put toward debt each month above the minimums?Nothing right now · Under $100 · $100 - $249 · $250 - $499 · $500 - $999 · $1,000+
- Do you have any emergency savings?None · Under $500 · $500 - $1,999 · $2,000+
- Have you looked into any of these?Balance transfer card · Debt consolidation loan · Nonprofit credit counseling · Debt settlement company offers · None of these
- Which matters more to you?Quick wins: paying off whole balances fast · Saving the most money on interest · Not sure, help me choose
- When would you love to be debt-free (excluding a mortgage)?Within 12 months · 1-2 years · 2-5 years · I just want a realistic date
- How stressed do you feel about your debt?
- What will being debt-free let you do?
Sample report
A real report generated from one completed response. Every respondent gets their own version, written from their answers.
Your $37,100 Plan for a Family-Ready Future
An avalanche strategy could clear your cards in about 11 months and all five debts in about 20, if new borrowing stops.
- 1. Your starting line
- 2. Your debt inventory
- 3. Avalanche versus snowball
- 4. Your approximate milestone timeline
- 5. Options and red flags
- 6. Stop-the-bleed rules
- 7. Your first 30 days and monthly ritual
How the AI report works
Nothing is scored. When a respondent finishes, AI reads their answers (and any files they upload) and writes a personal report following the template's instructions.
How to use this template
- Answer the live preview yourself to see exactly what a respondent sees, question by question.
- Copy it into your account — the questions, scoring logic and result pages all come with it.
- Rewrite the copy, add your own branding and call to action, then publish it on your own link or embed it on your site.